Terms of Service

By using Mizr you agree to these terms. If you do not agree, please do not use the service. You must be at least 16 years old to use Mizr.

This is the most important term on this page. Mizr provides general financial education, self-assessment scores and generic suggestions. It is not regulated financial advice, investment advice, tax advice, credit advice or a personal recommendation, and it does not take account of your full circumstances.

Nothing on Mizr should be treated as a recommendation to buy, sell or hold any financial product, or to take or avoid any particular financial action. Decisions about your money remain yours. For advice specific to your situation, speak to a qualified, regulated adviser in your country.

Your Mizr Score, Financial Health score, Financial IQ score and Money Personality type are generated from the answers you give. They are indicative and self-reported: we cannot verify your answers, and different answers produce different scores. Scores are not a credit score, an affordability assessment, or any form of official rating, and no lender, employer or institution should rely on them.

We may improve or change how scores are calculated over time, which means a score you receive today may not be directly comparable to one you receive later.

You are responsible for keeping your sign-in details secure and for activity that happens under your account. Give us accurate information, and keep your email address up to date so you can receive your results and security notices. Tell us promptly if you think your account has been compromised.

You can ask us to close your account at any time by emailing the address below.

Do not attempt to break, overload, probe or bypass the security of Mizr; do not scrape or bulk-extract assessment questions or other users' data; do not attempt to access accounts, dashboards or internal tools that are not yours; and do not use Mizr to break the law or to mislead others. We may suspend or terminate access that breaches these terms.

Mizr lets you generate a branded image of your result and share it. When you do, you choose what to publish and where, and you are responsible for that post. We grant you permission to use the generated image to share your own result, including on social platforms.

The Mizr name, logo, assessment content, scoring methodology, copy and design are ours or our licensors'. You may use the service as intended, but you may not copy, resell or republish our content or present our assessments as your own.

Parts of Mizr — including assessment questions and the written explanations of your scores — are generated with AI. AI output can be wrong, incomplete or generic. We review the system that produces it but cannot guarantee every sentence is accurate, and you should not act on it without your own judgment.

Mizr is provided as-is and as-available. We aim to keep it running but do not promise uninterrupted access, and we may change, suspend or discontinue features. We will give reasonable notice before removing something you rely on where we can.

To the fullest extent the law allows, Mizr is not liable for financial loss, lost profit, lost opportunity or indirect or consequential loss arising from your use of the service or from decisions you make based on your scores or our educational content. Nothing in these terms limits liability that cannot lawfully be limited, and nothing here affects your statutory consumer rights.

How we handle your personal data is set out in our Privacy Policy, which forms part of these terms.

We may update these terms. If a change materially affects your rights we will update this page and notify account holders by email. Continuing to use Mizr after a change means you accept the updated terms.

Questions about these terms: hello@mizr.app.