Small steps. Clearer money.

How Mizr works

Your everyday habits. Your money style.
One kind next step.

Take the free Mizr Score

Why we built Mizr

  • Household money. Real life, shared bills and everyday choices.
  • Short. A few minutes, not a long form.
  • Kind. Small steps, without blame or shame.
  • Honest. Inspired by research, not copied. Clear about what a quiz can and cannot tell you.

Our questionnaires

Mizr Score

15 questions, about 3 minutes.

Everyday money habits across 5 areas.
You see a 0–100 score and a band.

Five areas.
One starting point.
Budgeting
How you plan everyday spending.
Savings
How you prepare for an unexpected bill.
Debt
How you understand and manage borrowing.
Giving
How you plan giving alongside your needs.
Teamwork
How you talk about money and share decisions.
Getting started0–29
Building30–54
Steady55–74
Strong75–100

Bands are friendly words, not grades.

This is not a credit score.
It is not a validated psychological test.

Money style

12 of the same questions look at 4 traits.
There is no extra quiz.

You see a 4-letter code and one of 16 profiles.
Each has strengths, watch-outs and a 7-day step.

Your money style.
Planning
Flexible
Saving
Enjoying
Together
Independent
Cautious
Bold
  • PSTCThe Safe Harbour
  • PSTBThe Builders
  • PSICThe Quiet Keeper
  • PSIBThe Strategist
  • PETCThe Host
  • PETBThe Expedition Leader
  • PEICThe Curator
  • PEIBThe Explorer
  • FSTCThe Nest Builder
  • FSTBThe Goal Getter
  • FSICThe Quiet Saver
  • FSIBThe Maverick
  • FETCThe Connector
  • FETBThe Spark
  • FEICThe Easygoer
  • FEIBThe Adventurer

Neither side is better.
Bold is never about investing.

It is a mirror, not a diagnosis.

Mizr Money IQ

Coming soon

A learning quiz about money know-how, not a psychological IQ test.

A short quiz on interest, inflation and spreading risk.

Mizr Money IQ
Coming soon

Learn a little.
Build your know-how.

  • Getting started
  • Building
  • Confident
  • Strong

A band only. No numbers.

Steady (Mizr Score) and Confident (Mizr Money IQ) are different on purpose.

For learning only. Not financial advice.

Your journey

  1. Take the Score

    Free, about 3 minutes. No sign-up to start.

  2. See your result

    Your band, 5 areas and money style. Enter your email to unlock it; marketing is optional.

  3. Try one 7-day step

    One small thing to try, at your own pace.

  4. Compare with your partner

    Optional. Both agree to share first.

  5. Learn with Mizr Money IQ

    Coming soon

    A short learning quiz about money ideas.

  6. Retake in 30 days

    Add a reminder to your calendar.

  7. Ask Mizr

    Coming soon

    A tap-to-ask helper.

We're exploring a paid plan. Join the waitlist.

Waitlist: coming soon.

Research that inspired us

Inspired by, not copied.
These ideas informed Mizr, but do not validate our quizzes.

  • MaPS UK Strategy for Financial Wellbeing

    Making everyday money feel more manageable, together.

  • FCA Financial Lives

    Understanding real households and their money pressures.

  • CFPB Financial Well-Being Scale

    Looking beyond income to how money feels in daily life.

  • OECD/INFE

    Learning about money knowledge, habits and attitudes.

  • Lusardi and Mitchell

    Learning the basics of interest, inflation and spreading risk.

  • Klontz et al. money scripts (2011)

    Noticing the money stories people carry with them.

  • Thaler and Benartzi Save More Tomorrow (2004)

    Making small saving habits easier to keep.

Our ethical finance roots

Ethical finance here means money learning that avoids interest-based debt where possible, is open about costs and puts your household first. Financial education, not financial advice or a religious ruling.

  • Some of Mizr's values come from Islamic finance. Many people of all faiths, and none, share them.
  • In simple words:
    • Avoid costly borrowing where you can. Save up first for big things.
    • Be fair. Clear costs. No hidden catches.
    • Share. Plan giving to others, and share money decisions at home.
  • Mizr is for everyone. We don't ask about your faith.
  • We don't give religious rulings. If faith matters to how you handle money, talk to someone you trust in your community.

Our promises

  • Education, not advice.
  • We never hold your money.
  • We never use your Score to decide anything about you.
  • We never store your Score quiz answers. Only derived results and scores are saved.

Free, confidential help:

National Debtline covers England, Wales and Scotland. In Northern Ireland, use MoneyHelper.

These services are not linked to Mizr.

Financial education, not financial advice